A better option for millennials-and not only- anyone?

I would really want to know, because my research hasn't found something, and I will elaborate.

Just saying from today's point of view, and today's situation as it  being manifested in the shadow of the pandemic too. So let's explore options shall we?

Taking the example of a millennial. What is that life like?

Get a college degree, you are already 50k in debt and people around you are happy.
Get married, spend 5-10k IN ONE DAY and everybody is happy and congratulate you.
You get a loan for 200k from the bank for your first house and people are ecstatic cause now you have stability!
Buy a car on a 30k loan which lost 30% of its value the moment you drove out of the car dealership, family and friends all want a piece of it and a ride.

Congrats, you are 300k in debt, but that is fine because people are clapping and congratulating you. Happines? Stability? Working your tail off just to repay all of this, and then what's left?

Keep all the happy people clapping in mind, I will come back to them later.

What are your options now, year 2021?
A savings account with 0,8% interest somehow doesn't seem to be adding up to building wealth.
Real estate? You already(maybe) have your own to pay off, prices are not  falling so you can invest extra to make some income.
Stocks is some option, but in the right field only like green and electric companies. It is 2021, you already lost the Facebook, Apple, Amazon boom, the time for that passed 10 years ago.
Getting your PhD, is kind of worthless these days, everyone has one and is not adding anything that much to your income.

What is left then? Crypto adoption only began this year on a large scale. DeFi although around for some time, is just starting to become more popular. It is an industry on the rise and those good quality Crypto's are quite literally the things that make absolute sense for a millennial to invest in.
Then we get back to family and friends.
That is an "industry" which is more risky than any coin which you will invest in. "What is it'? "What if you lose your money"? "It is difficult to understand", "Can you get your money back?" will all come from the mouth of people who are cheering for you when you were acquiring your 300k debt. Does it make sense? I mean, do you know that crypto is one of the securest forms of passive income and that you can even have real estate tied to a smart contract that pays you monthly? That is why research is essential.

I am just saying, get involved in quality projects, do your research, ask around.
No traditional news outlet is going to let you in on these "secrets". Get up and learn.
Millennial or not~!