Should You Become A Life Insurance Agent?

It's no secret that COVID changed our lives, and most of us will never return to life as we knew it. Many people across America found themselves out of work, and many started working from home, whether for an employer or for themselves. Ironically, most of them found that working from home offers many other benefits as well. One of the biggest things that COVID did was cause people to take a closer look at their financial future. Many lost family members and some of them did not have life insurance coverage. Did you find any of this to be true in your life? Have you been contemplating changing careers, or starting your own business from home? One very lucrative home business is becoming a life insurance agent. This is one career change or home business that doesn’t require much experience at all, and it pays off with abundant opportunities, both personally and professionally. You can absolutely get started today, and you don't have to quit your job to do it. In fact, if you are working a job or are the only income producer in your home, I suggest that you work your business in your free time until you build your passive income up to where it meets or exceeds your job's income. When this happens is when you should decide it's probably about time to quit your job and work your business full-time.

There are many benefits to working from home, such as:

• The time-consuming commute is nonexistent. ...
• You have greater control over your schedule and your day-to-day life is easier to manage. ...
• No need to pay rent on a brick-and-mortar space. ...
• You can multitask. ...
• There are tax benefits. ...
• There are no office politics. ...
• You are a role model.
• The startup cost is lower, than starting a brick and mortar business. ...

​Unlimited Earning Potential: As a licensed life insurance agent, you can control how much money you earn. You can make as much money as you want, depending on how hard you work and how ambitious you are. Even people with little to no experience can, with the proper tools and training, achieve financial success quickly compared to other professions such as realtors, brokers, teachers, and nurses to name a few. The more you perfect the skills, and the longer you stay in the field, the bigger your book of business will be.

Flexibility: Very few careers offer the opportunity to be flexible in your work. Whether you want to work full time, part-time, or weekends only, an insurance career as an entrepreneur gives you the flexibility to choose.

Make A Difference in The Lives of Others: From final expenses to retirement annuities, life insurance agents help people prepare for their future, achieve their financial and personal goals, and protect people from financial losses because of unexpected events. You assist your client in making decisions that will provide them and their families with financial security later in life. 

Job Security: People will always need insurance for protection from risk. The sky is the limit as far as how many people you can help and how much money you can earn. When selling life insurance, you’re selling peace of mind, a safety net and defense against a financial disaster when an unexpected crisis happens for both you and your clients. 

I am a licensed independent agent with Primerica, the largest independent financial services marketing organization in North America. For more than 40 years, our representatives have served Main Street families just like yours, providing a strong foundation of financial education and offering affordable solutions to meet our clients' needs. ​Our business opportunity puts YOU in the driver's seat of your own financial future. You'll have the freedom to create a life − and a business − on your own terms. You'll be making a difference in the lives of the people you care about the most, helping families just like yours become educated about their finances, and then providing the solutions they need to achieve their goals. 

Primerica provides a host of optional training resources to its independent representatives, including receiving weekly sales, business, and leadership training. The costs associated with obtaining a life insurance license, including pre-licensing training, study materials, exam costs and state licensing fees are included as part of the $99 fee to become a Primerica representative. These costs, if paid directly by the representative, would typically be much higher.  Reach out if you would like to learn more (404) 913-2996.